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Business Overdraft

Our business overdraft product, Nucleus Overdraft ID, caters to the working capital requirements of UK SMEs.

With Nucleus Overdraft ID, your line of credit will never be severed without warning. We can offer this finance on six month rolling agreements – meaning your company always has access to the money it needs for any eventuality, and you’ll only ever pay for the funds you use. There are no hidden charges.

We do our due diligence, but our approval process is straightforward. If you have the necessary documents to hand, you’ll get a decision ASAP.

We need:
  • Six months of bank statements
  • Last audited accounts
  • Last management accounts
  • Aged creditors report 
  • Aged debtors report
  • Last HMRC returns (VAT + PAYE)
  • Asset liability statements for Directors
  • ​Signed DPA forms 

To find out more about this product and to see if you qualify, get in touch.

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