Risk Manager

Department: Risk

Date added: 20 February, 2020

Posted by: Farhan Daudi


Nucleus Commercial Finance was founded in 2011 to provide UK SMEs with alternative funding options. No bureaucracy, no rigidity: we support growing companies with the finance they need to flourish. Our specialists have substantial banking and investment experience. As such, we understand how to structure long-term funding that helps your business grow. 

At Nucleus, we combine the stability of bank finance with the flexibility and speed of P2P platforms. We’re completely transparent, won’t mask hidden costs with low interest rates. We are an exciting expanding company set on growth and maximising our potential to become an exceptional key partner in business.


We are looking for a dynamic, forward thinking individual to join a dedicated team of hard workers with easy going personalities, to reach common goals of excellence and achievement. 

Reporting to: Risk Director


  • Research and collate appropriate information to make a credit decision and keep appropriate records relating to information received and decisions made.
  • Liaise with internal and external personnel to gain extra/appropriate information or to discuss applications where necessary.  Provide regular information on application statuses and workload.
  • Where necessary, discuss and agree ways to structure applications that will make the application acceptable to Nucleus.
  • Risk evaluation, which involves comparing estimated risks with criteria established by the business such as costs, legal requirements and environmental factors.
  • Carry out risk assessments to analysing risks as well as identifying, describing and estimating the risk affecting the business and escalate this information to the Senior Risk Manager or Risk Director if need be.
  • Plan approaches and pitches and, work with team to develop proposals that speaks to the client’s needs, concerns, and objectives.
  • Assist the Senior Risk Manager to lead meetings and industry lead steer groups with key potential/established stakeholders to raise the company profile, establishing Nucleus as the provider of choice within the market.
  • Actively contribute suggestions and influence improvements in relation to the Cash Flow and Property processes and working practices. Ensure you are compliant with the Nucleus Risk Policies and Guidelines.
  • To work within the level of risk the business is prepared to accept.
  • Monitor own performance against set targets and Staff Dialogue.
  • To assist in developing the business Continuity plans to limit risks and preparation for if things go wrong.


Essential technical skills:

  • At least 3 - 5 years’ experience in a risk environment & strong decision-making ability.
  • Understanding of financial statements and principles of lending.
  • Strong interpersonal, written and oral communication, negotiation & conflict resolution skills.
  • Be proactive and acts on own initiative and have good problem-solving skills.
  • Self-motivated with excellent organisational and time management skills.
  • Ability to work within structured processes managing tasks efficiently and effectively.
  • Adaptable, self-motivated team player.
  • Strong analytical skills.
  • High attention to detail.

IT skills required:

  • Excel (min of intermediate preferred).
  • Outlook.
  • Word (min of intermediate preferred).
  • Experience of using CRM systems.

Apply now

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