Finance From £25K to £50M

Do you dream of growing your business? Is your busy season fast approaching and you need to invest in stock or refurbishment? A Nucleus Business Cash Advance could be the answer. Borrow up to 125% of your monthly card volumes, with finance from £3,000 to £150,000.

Apply Now Get a Quote
Property Finance Hub

SME Lender of the Year 

Credit Awards 2017 & 2018

Why a Business Cash Advance?

Getting the finance you need, when you need it, can be a big challenge for business owners. That's why here at Nucleus Commercial Finance we take the stress out of the process for you. If you accept credit and debit card payments our Business Cash Advance is the perfect solution for you. That's because you only pay us an agreed percentage of your credit and debit card sales. Therefore your repayments perfectly match and mirror your business performance, leaving you to focus on what really matters, running your business.

Apply Now

What Can a Business Cash Advance Be Used For?

A Business Cash Advance can be used in many different ways to benefit your business:

How Does a Business Cash Advance Work?

A Nucleus Business Cash Advance (BCA) is the perfect finance solution to help you realise your business ambitions. It works just like a business loan but with flexible, instead of fixed, monthly repayments based on your credit and debit card sales. That means you pay us back, little by little, through your customer card transactions. 

You can borrow up to 125% of your monthly credit and debit card volumes, with advances from as little as £3,000 up to £150,000 or more.

Learn more about how a Business Cash Advance works by watching our helpful video below. You can also read about how a Nucleus Business Cash Advance helped a thriving restaurant achieve it's business goals.

Apply Now


Find out on average how much you can borrow and see for yourself how a BCA can help your business, using our handy calculator. The repayments are taken automatically meaning that there is no administrative hassle for you and you’ll know exactly how much you need to pay back, before you borrow.

*Rates provided are based on an average industry standard and are for illustrative purposes only. Actual rates may vary depending on your individual business circumstances and requirements. 

What are your average monthly card takings?


How much do you
want to borrow?


What is your
business type?

Update Calculator
Estimated repayment term

Estimated monthly repayments

How much you earn

How much you repay

*The rate(s) given above are for illustrative purposes only and are based on an industry average. The rate you could be approved for will differ depending on your individual business circumstances.

Client Story

Cafe Pacifico

Cafe Pacifio is a thriving Mexican restaurant in the heart of London. After a management buy-out, the new owners wanted to freshen up the interior décor, try out a new menu and build the brand and customer base by attending food fairs across the UK. In the fast-paced restaurant industry they knew they needed a quick and easy solution and our Business Cash Advance product suited their needs perfectly… 

Read More