FAQs
Property Finance
You can settle early, but you will need to pay the full outstanding balance. A potential 10% discount can be applied.
If you are unable to find a suitable lender elsewhere to refinance your short-term funding with then, subject to credit, we will refinance the loan for you.
For standard secured term loans and interest only loans up to five years, pricing starts at 1% per month. We also offer bridging loans starting at 0.91%
Once a valuation is complete and an offer is given the process is quick, usually around two to three weeks. The process is made more efficient if you have a good solicitor and make the required documents readily available from the start.
Your repayment date will be sent to you at the start of your agreement and will vary depending on the type of Property Finance you use. If at anytime you are unsure of anything, including your repayment date or your outstanding balance, call our team who will be happy to help and update you.
Property loans start at £25,000
Property Finance term loans are for up to seven years dependent on your requirements. With a bridging loan, up to one year and interest only, up to five years, although two is most typical.
Typically yes, to use Property Finance you must own a home or commercial property with enough equity to secure your loan, although we will consider third party guarantors with security.
With Property Finance we consider businesses of all maturities, including start ups.
We have helped hundreds of businesses like yours. Take a look at our Property Finance case studies here, to learn more about other Nucleus customers.
Property Finance is a secured business loan and involves either a 1st or 2nd charge over a property as security.
This will vary dependent on your tailored solution but you will know the full amount you need to repay up front, there are no hidden fees or surprises.
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We needed a fresh approach and a lender thatunderstood our business. We put the business out to anumber of people and it became very obvious to usquickly that Nucleus was a really good fit for ourbusi…
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“Thanks to Nucleus we’ve been able to employ more people, take on more work and are now turning over £400,000 a month. We are profitable once again and this is crucial to the company….
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“Thanks to Nucleus, I have the funding I need to expand my business and offer a better service to my customers. Paul and his team were very easy to work with.”…
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“We’d heard that Nucleus were flexible and reliable, and we needed a lender who would be able to provide a variety of different finance types – so we set up a meeting”…
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We are pleased to partner with Nucleus and very excited about their new product range: being able to work so closely with our lender, allows our clients to benefit from seamless funding solutions….
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Nucleus demonstrated a detailed understanding of our industry, and how to fund contractual debt….
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I couldn’t believe it when Nucleus said they could do it in 7 days! Their competitive pricing and level and speed of service beats our bank hands down….
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“Nucleus has been fantastic to work with: the team is very flexible and proactive, and takes the time to fully understand our business needs – ultimately Nucleus ensures we get paid on time.” …
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“a supportive lender that understood the urgency.” …
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Importantly Nucleus were very supportive and personal. They regularly reviewed what we needed and helped with any restrictions….
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Nucleus offered a flexible solution that allows us to have other sources of funding where appropriate….
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I would recommend working with them to other business owners, the team is great….
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As a lender Nucleus are very good. What they offered, I’d definitely do it again it’s helped my business move forward….
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A Business Cash Advance from Nucleus has allowed us to improve our business, generating more first-time customers and increasing the number of customers who return time and time again….
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The customer is really happy; I’m very happy; we are all very happy. The whole process was all very simple and once the offer was out, it was completed within a couple of weeks. …
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Our experience with Nucleus was excellent. Jo was really helpful, really fast and I was actually surprised at the speed of it all….
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It is evident we are able to support SMEs with their funding needs and we hope to help many other businesses just like this one in the future too….
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I always recommend Nucleus for other businessesbecause we had a really good result for what weneeded. BCA makes it easy how we pay back, andwe don’t have to worry about a big amount in theend of the m…
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We are pleased to support this company in delivering on its growth ambitions. …
We are pleased to support this company in delivering on its growth ambitions….
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We’re thrilled to help this awesome, family-run bakery through the trying Covid period and beyond….
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Working with Nucleus was excellent. Rex was very calm and helpful throughout. The process was quick, efficient and Nucleus provided support as we required it and to our business demand. Most of the pr…