Reach your business potential with our hassle-free long-term business loans. We offer a variety of long-term business loans with a range of unsecured and secured options. We're here to help make your long-term business dreams a reality.
The great thing about a long-term small business loan is that it can be used for virtually anything. Long-term loans are designed to help you fund long-term projects, whether it's expanding your current premises or product offering, acquiring another business, investing in more equipment or starting a second branch.
Ultimately, a long-term business loan is designed to support your growing business needs.
Expand your office or open a physical store. With a long-term loan, that's all possible!
Buy-outs can be an expensive undertaking. With a long-term business loan, you can reduce the financial burden on your day-to-day cash flow.
Reach new heights – and new markets. With a long-term loan, your business can grow as big as your dreams.
Training & recruitment
A business is only as good as its people, so invest wisely.
Peace of mind
Running a business can be stressful at the best of times, but a long-term loan can provide you with that financial peace of mind you need.
From pandemics to Brexit, sometimes external factors impact the operations of a business. A long-term business loan can get you back on track.
When you borrow over a longer term, you'll enjoy lower interest rates compared to loans with shorter terms.
Long-term loan repayments tend to be smaller because they're spread over a long period, making them great for small businesses.
We offer both secured and unsecured long-term business loans with borrowing amounts of up to £50m, which can have a truly game-changing effect on the success of a business.
Submit your application
Transform your future by completing our simple application form.
Receive your offer
Within a matter of minutes, you'll be provided with a tailored offer thanks to our award-winning technology.
Sign your agreement
Using any electronic device, simply sign the loan agreement and send it back to us.
Get your funds
You can get access to the funds you need in as little as 24 hours.
The sky's the limit
Use your funds to transform your business and reach new heights!
As one of the UK's best long-term business loan lenders, we have several solutions to meet your financial needs. Whether you need an unsecured or secured loan, we can help, especially if you've been turned down by traditional lenders in the past.
We're all about empowering small to medium-sized businesses and helping you reach your business growth goal. When you choose our long-term business loans, you'll also receive:
Our long-term business loans allow you to borrow between £3,000 and £50m[SD1] .
A long-term business loan from Nucleus could be deposited to your bank in as little as 24 hours.
We know that running a business can be stressful, which is why we offer flexible terms that meet your needs – not ours.
No early repayment fees
Unlike a lot of long-term business loan lenders, there's no extra cost for early repayment with us.
[SD1]This amount is different on different pages – please amend to correct amount
The main advantage of a long-term small business loan is that you can borrow a significant amount of money and repay it over a longer period. This means that your immediate cash flow won't be affected, and it won't impact day-to-day operations.
Whether you're looking to launch a new product, expand your services or relocate to a larger HQ, this long-term cash support allows you to take your business in the right direction, providing you with greater financial freedom and flexibility.
Long-term business loans will also help your company build a worthy credit rating, which could help improve your chances of securing larger loans in the future, as long as repayments are made.
However, if you're looking at taking out an unsecured long-term business loan, you might not be able to borrow as much as you need and have to resort to taking out a secured loan. If you default on repaying a secured long-term loan, your assets may be at risk.
Before taking out a long-term business loan, there are a few things you should consider. Because long-term business loans tend to be for larger sums of money, you will need to show that your business isn't a risk. If you're a small business looking to loan a large amount of money, you may be required to secure it against an asset, such as business equipment or property.
Long-term business loan lenders will want to make sure the risk of you defaulting on a payment is low, so your financials must be in good order before you apply. Lenders will look into all aspects of a business's financials, including their credit score and even detailed plans regarding how you'll be investing the money.
Ultimately, before taking out any sort of debt financing, you should make sure you can afford the monthly repayments. A long-term business loan calculator can help you do the sums and you should make sure you create a forecast for best and worst-case scenarios too.
The minimum amount you can borrow with a Nucleus long-term small business loan is dependent on your circumstances. Where possible, we will work with you to establish what it is you need from your long-term loan. That way we can ascertain whether a secured or unsecured long-term business loan is more suitable for you.
Here at Nucleus, we offer flexible business loan terms. We know that owning and running a small business requires a degree of flexibility, so we're here to tailor our terms to suit you.
Our team of specialists have a wealth of experience and will provide a consultation to decide which type of long-term business loan is right for you.
Dependent on the product, we can provide you with your funds in as little as 24 hours.
The repayment charges for a long-term business loan will vary depending on the makeup of your debt financing. Regardless of the costs, we'll be clear and upfront, so you'll know exactly how much you'll owe, making it easier to budget for the course of your repayment term.
We offer different types of long-term business loans, so whatever you're searching for, we can support your needs. From secured property finance loans to invoice loans, business growth loans to cash advance loans[SD1] , browse our range of long-term business loans today and together we can take your business to new heights.
[SD1]Please add / alter / amend any of these products that you don't see as a long-term loan.