THE SIMPLE, FLEXIBLE WAY TO GROW YOUR BUSINESS

If your business takes card payments and needs a cash flow boost, then a Merchant Cash Advance (MCA) is the perfect solution. It works like a business loan but with flexible, instead of fixed, monthly repayments. 

The funding can be used for any business purpose, and is calculated on your business card takings. You can borrow up to 125% of your monthly card volumes, with finance from as little as £3,000 up to £150,000.

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Merchant Cash Advance - Hub

SME Lender of the Year 

Credit Awards 2017 & 2018

WHY A MERCHANT CASH ADVANCE IS RIGHT FOR YOU

Finding the right financial solution to grow your business can be stressful and take time. If your business takes credit and debit card payments, a Nucleus Merchant Cash Advance takes all the stress away. It's the perfect solution to help you manage seasonal peaks and troughs. You can borrow up to 125% of your credit and debit card sales to help with any business need. Use the funds for any business need and pay us back, when your customers pay you. Allowing you to repay at a pace that suits your business performance, giving you more time to concentrate on growing your business.

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WHAT CAN A MERCHANT CASH ADVANCE BE USED FOR?

A Merchant Cash Advance can be used in multiple ways to benefit your business

HOW DOES A MERCHANT CASH ADVANCE WORK?​

A Nucleus Merchant Cash Advance (MCA) is the ideal way to help with your business ambitions. If your business accepts payment by credit/debit card and needs a cash injection, then an MCA is the perfect solution. It works similarly to a commercial loan but instead of fixed, monthly repayments, you pay us a percentage of your credit/debit card sales. This means that if business is slow, you pay back less, repayments are automatic and taken gradually, as your customers pay you.

The amount advanced is based on your card volumes, you can receive up to 125% of your monthly takings, with finance from £3,000 up to £150,000 or more. 

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CALCULATOR

Find out how much you could be advanced, on average and see for yourself how a BCA can help your business, using our handy calculator. There is no administrative hassle for you because repayments are automatically taken from your business bank account and you will always know the total of how much you need to pay back, before you agree. 

*Rates provided are based on an average industry standard and are for illustrative purposes only. Actual rates may vary depending on your individual business circumstances and requirements. 

What are your average monthly card takings?

£1,000£100,000


How much do you
want to borrow?

£1000£100,000


What is your
business type?

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Estimated repayment term

Estimated monthly repayments

How much you earn

How much you repay

*The rate(s) given above are for illustrative purposes only and are based on an industry average. The rate you could be approved for will differ depending on your individual business circumstances.

CLIENT STORY

CAFE PACIFICO

Cafe Pacifio is a thriving Mexican restaurant in the heart of London. After a management buy-out, the new owners wanted to freshen up the interior décor, try out a new menu and build the brand and customer base by attending food fairs across the UK. In the fast-paced restaurant industry they knew they needed a quick and easy solution and our Business Cash Advance product suited their needs perfectly… 

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