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Nucleus Business Loans

Nucleus Business Loans have just landed and they are the perfect solution for businesses wanting to grow, with funding from £10k up to £2m.

Interest-only option for up to 12 months
Interest rates from 6%
No PG for qualifying businesses

WHAT ARE NUCLEUS BUSINESS LOANS?

If your business needs a cash flow boost, then this could be the perfect product for you. Whether you’re looking to expand your premises or workforce, take your company to the next level or cover an unexpected bill, Nucleus Business Loans are the ideal solution.

Nucleus Business Loans Nucleus are an unsecured form of business funding that can help you push your company into greater heights. And rest assured that if you are seeking an alternative source of financial support, you’re certainly not on your own. A recent study from the British Business Bank found that the level of lending from banks to SMEs has plateaued over the past few years. Meanwhile, alternative forms of finance have seen significant growth across that same period.

If you’re looking for cash flow based financing, you’ve come to the right place. We can lend you between £10,000 and £2m, repayable over three months to six years*.

Our Nucleus Business Loans are unsecured, so you won’t have to put up your home or any other assets as collateral. We combine the expertise and credit facilities of a traditional bank with the speed, flexibility and transparency of alternative lending. Here, we’ll tell you everything you need to know about Nucleus Business Loans.

WHAT CAN NUCLEUS BUSINESS LOANS E BE USED FOR?

A Nucleus Business Loan can offer the solution to a wide range of everyday business challenges. 

 new premises  unexpected bills  management buy out  hiring new staff  growth

WHAT ARE THE BENEFITS OF NUCLEUS BUSINESS LOANS?

Lumpy cash flow

Even out seasonal peaks and troughs in your cashflow cycle.

Long payment terms

Tired of waiting for your customers to pay? Tackle long payment terms with Nucleus Business Loans.

Fulfil expansion plans

Achieve your dreams of hiring new staff, growing your business or taking on bigger projects.

HOW IT WORKS

STEP
-1-

You identify that your business needs finance and apply online.

STEP
-2-

We call you for a consultation and confirm that your business is eligible.

STEP
-3-

You send us your documents and we send you an offer.

STEP
-4-

Once accepted, we can provide the funds on the same day.

STEP
-5-

You use the funding to achieve your business goals.

APPLY NOW

APPLYING FOR A NUCLEUS BUSINESS LOAN: HOW IT WORKS

We want to make your life easier. That’s why we’ve made the process of applying for Nucleus Business Loans are simple as possible. We simply need you to grant us third-party access to Open Banking and Open Accounting and we'll do the rest. 

Eligibility

  •  Minimum 6 months trading history
  •  Access via Open Banking and Open Accounting
  •  At least one Director based in the UK
APPLY NOW

We’ve already lent well over £2 billion to SMEs in the UK. Your company could be next, and here are just some of the reasons why we’re seen as a premier provider of cash flow lending for businesses:

Range of funding

We can offer funding between £3k all the way up to £50m to help you develop your company.

Quick service

You can apply for funding online in a matter of minutes and you could receive the money the same day you are approved.

Human approach

Our expert, friendly team will be on hand to guide you calmly through the process, answering any questions you may have.

No early repayment fee

You can pay off your loan ahead of schedule, at no extra cost.

Nucleus Business Loans can help take your business to the next level, and we have numerous examples of our funding helping SMEs do exactly that.

Read Our Client Stories

Lumpy cash flow

Business loans based on cash flow can help to even out seasonal peaks and troughs in your cycle. For example, a store in a seaside resort is likely to experience a surge in business through the summer months, but a drop in revenue during winter. Cash flow lending from Nucleus can help you through those quieter periods.

Long payment terms

Are you tired of waiting for your customers to pay? You can tackle long payment terms with a cash flow loan, which will provide the financial support you need during those periods where you’re waiting to receive money owed to you for the goods or services you provide.

Fulfil expansion plans

By financing your cash flow, you can achieve your dreams of hiring new staff, growing your enterprise or taking on bigger projects. It can be used for the development of businesses in all kinds of sectors and, as long as you spend the funding on your company, we place no restrictions on how it’s used.

Accessibility

A recent report from the government found that 41% of SMEs felt they would not be accepted for external funding. At Nucleus, we want to help as many people as possible, and our business cash flow loans are available to all those who meet the eligibility criteria. As an unsecured form of funding, you won’t have to put up your home or other assets as collateral.

A cash flow loan can offer the solution to a wide range of everyday business challenges. Here at Nucleus, we wouldn’t dream of telling you how to spend the money – it’s up to you how you run your company. 

New premises

Are you looking to extend your existing space, move to another location or open another store? Nucleus Business Loans could help you do just that.

Unexpected bills

 If unforeseen circumstances crop up and you’re due to take a financial hit, a Nucleus Business Loann can help to soften the blow.

Management buyout

 If you’re looking to make a significant move, you may require additional funds to help you achieve your aim.

Hiring new staff

If business is booming and you need to take on new employees, our Nucleus Business Loans can help you bring in extra bodies.

Growth

Nucleus Business Loans can also be used for staff training, purchasing new stock or equipment, and revamping your marketing strategy.

Our Nucleus Business Loans start from £10,000. However, if you need to borrow less than that, we have other products which may be more suited to your situation.

The maximum repayment term for a Nucleus Business Loan is 6 years.

If your application for a Nucleus Business Loan is approved, you could have the funds in your account within 24 hours.

Yes, our Nucleus Business Loans are only open to homeowners in England and Wales. However, it’s an unsecured form of finance, so you will not have to put up your property as collateral.

To qualify for Nucleus Business Loans, you need to be trading for at least 36 months.

If you’ve decided that Nucleus Business Loans are not suitable for you and your business, you can check out our full range of funding solutions. We can even offer a bespoke combination of products, tailored to your needs.

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