Our Small Business Loans offer a hassle-free alternative to getting funding from traditional lenders. Find out how you can access up to £250,000 and how it can help your SME fly.
Expanding, moving or acquiring a second branch. With your new Small Business Loan, the options are all yours.
Remove the stress of a management buyout and get it done with an SME loan.
Reach a whole new audience by funding new marketing activities.
Recruit the right talent to ensure your business thrive
Unlock your company’s full potential with the financial support you need.
Launch new products or restock your bestsellers. Small Business Loans make anything possible.
Handle whatever costs are thrown your way without having to make sacrifices.
Reduce your stress levels by knowing you have the funding your business needs
Your journey begins
Simply fill out our online application form and start your funding journey.
You receive an offer
In a few short minutes, our award-winning technology will provide your offer.
You sign your documents
Wherever you are, whatever device you use, sign your documents to secure your Small Business Loan.
Your funds are delivered
Get the cash directly to your business account the same day.
You make it happen
Use your funding to make your business thrive!
Smoothing seasonal cash flow
Seasonal peaks and troughs can be ironed out with an SME loan. If your business sees seasonal peaks – like those in summer or over the festive period – you could use a Small Business loan to help.
Extended payment terms
Sometimes, it can be a real drag waiting for customers and clients to pay your invoices. Applying for a Small Business Loan could help you with temporary cash flow concerns. Plus, with no early repayment fees, you can pay off your loan as soon as you’re paid.
Continue expansion
You want your business to grow and thrive. A cash injection with a Small Business Loan now can help your business expand.
Accessibility
Many business owners feel they fall outside the requirements for traditional funding. At Nucleus, we provide small to medium business loans to all who meet the criteria, without our applicants having to put up collateral or assets.
To be eligible for a Small Business Loan, you must meet the SME loan requirements. These include proven recent profitability, homeownership and a continual trading history of at least three years.
With a Nucleus SME business loan, you can borrow from £10,000 up to £250,000.
Our Small Business Loans can be taken out with up to five-year terms. However, if you borrow less than £75,000, we can only offer a maximum three-year term.
Once your SME loan has been approved, you could receive your funding in as little as 24 hours.
There are many different reasons why you might need additional funding. Whether it’s for business growth or paying unexpected bills, an SME business loan can help.
Yes, to qualify for a Small Business Loan with Nucleus you need to own a home in England or Wales.
No, we don’t believe in penalty payments if your business is thriving. That’s why there are no early repayment fees on our Small Business Loans.
Sometimes, your small business might need more funding than an SME loan can provide. Luckily, here at Nucleus, we have a whole range of SME loan products and additional types of funding to choose from.
