We’ve already lent well over £1 billion to SMEs in the UK. Your company could be next, and here are just some of the reasons why we’re seen as a premier provider of cash flow lending for businesses:
Range of funding
We can offer business cash flow loans from £25,000 to £200,000 to help you develop your company.
Quick service
You can apply for funding online in a matter of minutes and you could receive the money the same day you are approved.
Human approach
Our expert, friendly team will be on hand to guide you calmly through the process, answering any questions you may have about financing your cash flow.
Flexible terms
We offer repayment periods of between three months and five years, depending on the amount you borrow.
No early repayment fee
You can pay off your cash flow loan ahead of schedule, at no extra cost.
Cash flow based lending can help take your business to the next level, and we have numerous examples of our funding helping SMEs do exactly that.
Read Our Client Stories
Lumpy cash flow
Business loans based on cash flow can help to even out seasonal peaks and troughs in your cycle. For example, a store in a seaside resort is likely to experience a surge in business through the summer months, but a drop in revenue during winter. Cash flow lending from Nucleus can help you through those quieter periods.
Long payment terms
Are you tired of waiting for your customers to pay? You can tackle long payment terms with a cash flow loan, which will provide the financial support you need during those periods where you’re waiting to receive money owed to you for the goods or services you provide.
Fulfil expansion plans
By financing your cash flow, you can achieve your dreams of hiring new staff, growing your enterprise or taking on bigger projects. It can be used for the development of businesses in all kinds of sectors and, as long as you spend the funding on your company, we place no restrictions on how it’s used.
Accessibility
A recent report from the government found that 41% of SMEs felt they would not be accepted for external funding. At Nucleus, we want to help as many people as possible, and our business cash flow loans are available to all those who meet the eligibility criteria. As an unsecured form of funding, you won’t have to put up your home or other assets as collateral.
A cash flow loan can offer the solution to a wide range of everyday business challenges. Here at Nucleus, we wouldn’t dream of telling you how to spend the money – it’s up to you how you run your company.
New premises
Are you looking to extend your existing space, move to another location or open another store? Financing for your cash flow could help you do just that.
Unexpected bills
If unforeseen circumstances crop up and you’re due to take a financial hit, a cash flow loan can help to soften the blow.
Management buyout
If you’re looking to make a significant move, you may require additional funds to help you achieve your aim.
Hiring new staff
If business is booming and you need to take on new employees, our cash flow based lending can help you bring in extra bodies.
Growth
Business cash flow loans can also be used for staff training, purchasing new stock or equipment, and revamping your marketing strategy.
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David Grosse | Managing Director, Number Eight Business Finance