Access cash tied upin unpaid invoices

Use your unpaid invoices to finance your future growth immediately. With Nucleus Invoice Finance, your business can borrow anywhere from £100K up to £50M.

Get Invoice Finance
£100K to £50M
Dedicated relationship manager
Fund invoices up to 100%

What is Invoice Financing?

If your business is looking into borrowing money against the amounts due from your customers, then you should consider our invoice finance solutions here at Nucleus.

Invoice finance is a revolving credit line that is based on a company’s outstanding invoices in its debtor book and sales ledger. This type of financing allows businesses to access funding against its debtor book, which is generally the company's major asset. Cash is then available as soon as invoices are raised to be reinvested or used to run the business.

Invoice finance is an extremely popular alternative financial product, as it is taken out against the value of a company’s unpaid invoices. Instead of a business being made to wait months to receive money, it can apply for this type of funding from reputable invoice finance providers such as Nucleus and get access to funds almost instantly. If businesses find themselves unable to cope due to large amounts of money being tied up in unpaid invoices, they can turn to us for help

What can Invoice Finance be used for?

An Invoice Finance loan can offer the solution to a wide range of everyday business challenges.

Enhance cash flow

Use your unpaid invoices to bolster your cash flow situation.

Combat late payments

Win the ongoing battle against late payments by always remaining one step ahead.

Growth

Unlock your true potential and grow astronomically with the financial support you need.

Avoid rasing equity

Keep control of your business by leveraging your invoices to raise funds.

Peace of mind

Rest easy knowing your business has access to the finance it needs.

Unexpected bills

Handle whatever life throws at your business without needing to change course.

To learn more about Invoice Finance, download our factsheet

How our Invoice Financing works

1

Start using your
unpaid invoices

Initial meeting to get the ball rolling.

2

We layout
our terms

We'll issue our indicative terms based on your needs.

3

Survey
time

We'll visit to complete an onsite survey and asset valuations.

4

Your
offer arrives

Get your offer and all important documentation.

5

Funds are
with you

Accelerate growth plans to get exactly where you need to be.

Eligibility

  • B2B with credit terms
  • Contractual debt included
  • Registered in England or Wales

We help thousands of UK businesses achieve their goals every year

Get approved for free*Applying does not affect your credit score

Should you be facing any business challenges, our invoice finance solutions can provide you with the financial support you need. As long as our invoice based lending benefits your company, you can use it however you would like to. Some examples include:

Growth

Are you hoping to fulfil your expansion plans? By opting for invoice financing in the UK, you can use the funding to grow your corporation, take on extra staff or start new long-term projects. 

Enhance cash flow

When you are not having to wait for payment of invoices, you can use the cash you have available for a number of other reasons, such as reinvesting in your company.

Combat late payments

Invoice finance is a means of ensuring that payment deadlines are met.

Avoid raising equity

If you go to invoice finance companies for funding, you won’t have to rely on loans or get yourself into other debt.

Peace of mind

Rest assured that your business is covered by looking into invoice finance solutions here at Nucleus.

Over 40,000 companies benefited from business invoice finance and asset-based lending in 2019. Here are just some of the reasons why companies continue to choose this form of finance:

Suits many businesses

Ideal for organisations of any size or industry, invoice finance can provide you with the money that you need, no matter what you need it for. From covering gaps in cashflow to funding substantial future projects, there are no restrictions on your sector or size.

Provides quick funding

An invoice finance facility can be set up fairly quickly. Once all your documents have been approved and you have been onboarded, funds can typically be released from an invoice within 24 hours of it being issued to a customer.

Allows you to manage your cashflow

If you are looking for a safety net for your business, invoice finance will provide you with the cash to invest in your business, from producing more stock that you can then sell on to customers, to managing your liabilities.

We want to watch companies flourish, which is why we have already lent over £1 billion to businesses across the UK to date. Your company could be next – here are just some of the reasons why we’re seen as a leading invoice finance provider:

Range of funding

We offer invoice finance from £100k to £50m to help you grow your company.

Dedicated team

When you come to us for invoice finance, you will receive your own Relationship Manager.

Flexible invoice finance solutions

We offer repayment periods of between three months and seven years, depending on the amount you borrow.

Human approach

Our team are friendly, approachable, and honest. They will be happy to guide you calmly throughout the process, answering any questions you may have about invoice finance.

Our invoice finance solutions can help you to transform your business.

FAQs

Our invoice finance facilities start at £100,000 and you can borrow up to £50m.

Usually with invoice finance the invoices themselves are an asset, so we take a charge called a debenture as security over them. Dependent on the size of your facility and your individual business, additional security may be required – but this is negotiable and bespoke.

We would be happy to put you in touch with an existing client. Please just get in touch with one of our team and they can arrange it.

Typically, it takes around one month to complete the process. Sometimes it is faster than that, and other times slower. The main hold up is often due to getting access to documents. When you come to Nucleus for our invoice finance solutions, please make sure you are transparent with our team and have all your documents readily available to ensure efficiency. Once onboarded, you will have access to your funding line within a day.

At Nucleus, we take the time to understand a business’ story – and that includes turnaround situations. We are highly experienced in helping companies to recover and understand that for any business, it’s not always smooth sailing. The best thing to do is to be totally honest. We can work closely with you and your insolvency practitioner, and if we feel it is viable – and a sound recovery strategy is being proposed – we will offer and tailor a solution to support your business to a more positive future.

One of our experts will give you an initial call to establish the potential for Nucleus to support you. Following on from that, they will arrange a convenient time to come to your business for a site visit. This is not only a great opportunity for us to get to know you and your business, but it will also give you the chance to ask any questions that you might have about invoice finance, whilst we learn how you operate and look at the relevant documents.

Invoice Finance is just one of the finance products we offer. From a Business Cash Advance secured by your future card takings, to solutions designed all other sectors, explore our full product suite to find the right funding solution for you.

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