If you’re looking for flexible financing options, a revenue based loan could be the perfect choice for you. Borrow up to 200% of your monthly revenue, based on your sales and card takings. Get the capital you need to drive business growth and achieve your goals.
If you’re looking for flexible financing options, a revenue based loan could be the perfect choice for you. Borrow up to 200% of your monthly revenue, based on your sales and card takings. Get the capital you need to drive business growth and achieve your goals.
Thanks to the way revenue based loans are assessed, once you have provided safe and secure access to your accounting data, Nucleus can provide you with a decision in minutes, and payouts can be made the same day.
Business is sometimes uncertain. With our revenue based loans, you do not have to borrow more than you can afford at the point of applying. Once business is booming, you can apply for ongoing top-ups.
With a revenue based loan, monthly projections will be a breeze as you’ll make fixed, weekly direct debit repayments. Simple and predictable making cash flow forecasts easier than ever!
If you are a particularly fast growing business, you can utilise the way revenue based loans are rolled out, unlocking more funding as your business booms!
Boost cash flow and ensure smooth day-to-day operations
with the right amount of working capital.
Boost your brand. Invest in marketing strategies to elevate
your brand’s visibility and reach.
Upgrade your gear. Invest in state-of-the-art equipment
that enhances productivity and efficiency.
Stock up for success. Increase your inventory to meet
customer demand and boost sales.
Clear outstanding bills. Use our loan to settle overdue bills
and regain control of your finances.
Fix urgent issues. Address critical repairs promptly
to prevent business disruptions.
A revenue based loan is a business loan that mirrors your turnover.
This option suits businesses that have a healthy revenue but do not possess enough assets to secure asset based finance. Repayment of this type of loan is done with fixed weekly payments, allowing businesses the freedom to manage money flow while accessing the capital required for growth.
Getting a revenue based loan with Nucleus is a simple process.
Apply online in minutes
Transform your business in just a few simple minutes with our super easy application form.
Rapid decision
Get your offer almost instantly with our award winning technology.
Accept offer
If you wish to proceed with the agreement, you can sign your documents remotely and effortlessly on any device, anytime.
Receive your funds
You start spending your business loan to reach the potential you’ve always dreamed about.
Flexible repayments
Easy repayments await through fixed, weekly direct debits. Nice and simple, as it should be.
Because of the nature of revenue based loans, they benefit some business models over others, and are not suitable for all SMEs. A consistent monthly revenue is generally a good sign of a healthy business, and would make your enterprise a strong contender to utilise our revenue financing, however because the financing is based on turnover projections, it means a variety of businesses can make particular use of a revenue loan.
Subscription and SaaS businesses, with a stable and predictable monthly income, are likely to be accepted for a loan. This makes this type of model a great option for obtaining business funding, as there is a definite understanding of their monthly profits and repayments can be made without any trouble.
An Ecommerce business is an ideal recipient of revenue based finance due to the fact that their sales and marketing accounts can be readily analysed. This is beneficial for making predictions of future results. Because a revenue based loan provides access to cash in a quick manner, it can be extremely helpful if there are increased needs or new time-constrained campaigns to implement.
When determining if a revenue based loan is right for your business, you should consider your monthly revenue, cash flow, growth projections, and overall financial health.
It is advised to start by assessing the amount of funds your business requires and how it fits in with your objectives. You should explore your monthly revenue and decide on an amount you can comfortably pay back each week. It is also essential to comprehend the interest rates and fees linked with your loan offer. Think about the repayment term – will it go along with your cash flow projections? By analysing these aspects you can confidently determine if a revenue based loan is an ideal financing choice for your business.
Revenue based financing lenders check the financial background of a company before granting loans. Nucleus will assess your eligibility and projected income, then make a quick decision. As we require Open Banking access on all revenue based loans, decisions are instant, with legals and a Docusign link sent immediately should you want to proceed.
Ultimately, revenue based finance is the ideal way for developing businesses to gain instant access to capital without sacrificing equity or wasting any time soliciting investments. If you still have any doubts about your decision to utilise this great finance tool, please do not hesitate to contact us on – 020 7839 1980 – alternatively you can request a call back at a time convenient to you.
If you are looking for a revenue based loan to help you achieve your business goals you have come to the right place. Your success and growth is our number one priority. As one of the UK’s premier cashflow financiers, we have lent over £2.8 billion to SMEs like yours. Because of our enthusiasm and commitment towards business growth, we have received 24 awards in the last 12 years. We are committed to helping businesses not only survive but thrive.
Here are just some of the reasons why Nucleus is seen as one of the best revenue based finance lenders.
Quick processing times: Sometimes the unexpected happens and you need a fast cashflow injection. When you choose Nucleus, you can apply for a loan in a matter of minutes, wherever you are. Once approved, you could receive the needed finance on the same day.
We are human: We understand that applying for finance can be daunting, that is why our friendly team is on hand to guide you every step of the way. We have a positive partner mentality, and we are passionate about leading you calmly through the application process. We will ensure all of your questions are answered thoroughly and clearly.
We are accessible: Our primary goal is to help as many people as possible, so we do our utmost to ensure our business loans are accessible to all who meet the eligibility criteria.
For any business, securing the most suitable form of financing is essential for its growth and success. Revenue based finance is a loan that is calculated on your business’s monthly turnover, so the amount you can borrow will depend on how much money your business earns each month.
With Nucleus, your business can borrow as much as 200% of your monthly turnover. You can add to your revenue based loan after four months, providing access to additional funding as your business expands.
We believe in supporting businesses, which is why our loans vary to offer security and opportunity to enterprises at all stages of their development. All we need to get things started is access to your banking data through secure open banking.
Small business loans based on revenue at Nucleus are offered in amounts ranging from £3,000 to £300,000. We’ll lend you up to 200% of the value of your e-commerce sales and card takings. As your business grows, you can renew and top up your revenue based financing with larger loan agreements.
If you need to borrow more, here at Nucleus we have a range of other products which might be a better fit for the unique needs of your business. If you would like advice on the most suitable business loan for you, please don’t hesitate to give us a call on 020 7839 1980.
In our pursuit to help businesses reach their full potential, our doors are open to any type of company seeking a revenue based finance lender.
If your business has access to open banking and is successfully generating revenue, all we require is a minimum of 4 months trading history, and a minimum of 10 transactions per month. This establishes that you have a consistent turnover and can repay our revenue based loan agreement.
To maintain transparency and simplicity, revenue based loan repayments are repaid via fixed weekly direct debits. They will fluctuate based on your business’s monthly turnover, meaning you can borrow confidently and flexibly to suit your company’s growing needs.
Revenue based loans at Nucleus are perfect for small and medium enterprises looking for financing solutions outside of the typical qualifications needed for our other types of business loans. The loan is based on a percentage of future sales, so it doesn’t require the business to put up any collateral. This can be a good option for businesses that don’t have much equity to offer as collateral.
Because revenue based loans are calculated by your monthly turnover, it makes them the ideal choice for expanding businesses or ones that experience seasonal fluctuations in sales. If you’re a growing company looking for fast access to capital without diluting equity, revenue based financing is an excellent option for you.
Every revenue based loan comes down to the unique circumstances of each business. Because Nucleus works with the UK’s leading banks, we are confident you will be supported for revenue based financing. Our revenue based finance application is effortless, meaning you can quickly learn if you are eligible. If you have access to Open Banking we will work with you to get set up, securing you the funding to push your business to the next level.
Open Banking is a safe and secure way to manage your company’s finances. With Open Banking, you can connect your business bank account to your financial management software. This allows you to see all of your transactions in one place, and monitor your cash flow.
You can also set up budgeting and savings goals, and see how much money you have left over each month. Open Banking is a great way to stay on top of your finances, and keep track of your recurring revenue loans as your working capital grows.
At Nucleus, as with our other business financing products, we do not charge any excess if a business chooses to pay its loan off early, however all outstanding payments are required to be paid back in full. It is worth considering the long term credit and growth benefits of ongoing revenue based financing before making early repayment decisions.
Nucleus does not require the direct transfer of monies. We take fixed payments via direct debit. Because Amazon is linked to the client’s credit or debit card, and PayPal systems are verified through the client’s bank, both Amazon and PayPal are suitable for our revenue based loans.
Yes, at Nucleus we strive to support as many growing businesses as possible through our revenue based loans. As long as you meet our eligibility criteria, we would be more than happy to help with your business’s development through our funding solutions.
At Nucleus, all applications will be considered for all products. Our finance application is quick and effortless, so if we can support your business in any way we will. Just because our revenue based loan might not be suitable for your enterprise right now, it doesn’t mean another loan type won’t be perfect to help your business pursue the growth you are seeking.
Yes, revenue based loans are no different from our other finance products. Personal guarantees provide a layer of transparency and security for financing lenders. Loans above £75k will require PG’s from a homeowner in order to meet revenue funding criteria.
It is not necessary to refinance any existing merchant cash advances your business currently has. In fact, revenue based loans can be utilised to top up any existing merchant cash loans, giving your business financial stability as you expand into the future.
A small business loan based on revenue may not be the right choice for every company. It can come with some challenges, including the need for a high gross margin and a steady month-to-month income. If you have any doubts regarding your business’s chances of securing a revenue based loan, do not hesitate to call us on 020 7839 1980.
